Inguqulo 2.0.0. Iqala ukusebenza ngomhla zingu-15 Juni 2026. Ngoba ikhadi lakho livunyelwe ("authorised") kodwa alikhokhwa kuze kube umsebenzi uphelile, imiphumela eminingi yokukhansela iphathwa ngokukhulula i-authorisation hold esikhundleni sokucubungula ukubuyiselwa imali. Lapho kusebenza ukukhokhwa kwengxenye (ukunxephezelwa koMsebenzi ngenxa yokukhansela koMqashi okuhambele kakhulu), kuthathwa kuphela inani lokunxephezelwa kuyi-authorisation; ingxenye eseleyo ye-authorisation ikhululwa yibhange loMqashi phakathi kwezinsuku ezinhlanu kuya kweziyishumi zebhizinisi laseNingizimu Afrika. I-Sizoro ayikaze ithole ingxenye ekhululiwe — iya ngokuqondile kusuka ku-authorisation hold ibuyele ku-balance etholakalayo yoMqashi. 1. Umqashi ukhansela okungenani amahora angu-24 ngaphambi kokuqala (Tier 1) I-authorisation hold yekhadi iyakhululwa. UMqashi akakaze akhokhe. UMsebenzi akatholi inkokhelo yebhukhingi futhi akukho sexwayiso esirekhodiwe. 2. Umqashi ukhansela phakathi kwamahora angu-12 no-24 ngaphambi kokuqala (Tier 2) Ikhadi likhokhiswa u-25% wenani lomsebenzi njengokunxephezelwa koMsebenzi. Ingxenye eseleyo ye-authorisation ikhululwa yibhange loMqashi phakathi kwezinsuku ezinhlanu kuya kweziyishumi zebhizinisi laseNingizimu Afrika. U-25% othathiwe udlulisela u-100% e-Paystack subaccount yoMsebenzi — i-Sizoro ayithathi khomishini enanini lokunxephezelwa. 3. Umqashi ukhansela phakathi kwamahora angu-4 no-12 ngaphambi kokuqala (Tier 3) Ikhadi likhokhiswa u-50% wenani lomsebenzi njengokunxephezelwa koMsebenzi. Ingxenye eseleyo ye-authorisation ikhululwa yibhange loMqashi phakathi kwezinsuku ezinhlanu kuya kweziyishumi zebhizinisi laseNingizimu Afrika. U-50% othathiwe udlulisela u-100% e-Paystack subaccount yoMsebenzi — i-Sizoro ayithathi khomishini enanini lokunxephezelwa. 4. Umqashi ukhansela ngaphansi kwamahora angu-4 ngaphambi kokuqala (Tier 4) Ikhadi likhokhiswa u-75% wenani lomsebenzi njengokunxephezelwa koMsebenzi. Ingxenye eseleyo ye-authorisation ikhululwa yibhange loMqashi phakathi kwezinsuku ezinhlanu kuya kweziyishumi zebhizinisi laseNingizimu Afrika. U-75% othathiwe udlulisela u-100% e-Paystack subaccount yoMsebenzi — i-Sizoro ayithathi khomishini enanini lokunxephezelwa. 5. Umqashi ukhansela ngemva kokuba uMsebenzi efikile noma umsebenzi usuqalile (Tier 5) Lokhu kuvula ingxabano yokubuyekezwa kwabaphathi. I-authorisation yekhadi iyaphila (ikhululwa kabusha ku-T-24h ngaphambi kokuqala kwebhukhingi uma kudingeka) ngesikhathi umlawuli ebuyekeza ubufakazi futhi enquma ngokunxephezelwa koMsebenzi. UMsebenzi-ke unamahora angu-24 okufaka isikhalo ("appeal") esinqumweni somlawuli ngaphambi kokuba siqale ukusebenza. Ngemva kokuvalwa kwefasitela lesikhalo, isixazululo somlawuli sigijima ku-authorisation yekhadi ekhona — kungaba i-capture ephelele nokuhlukaniswa okuzenzakalelayo, i-capture eyingxenye yokunxephezelwa koMsebenzi nengxenye eseleyo ikhululwa yibhange loMqashi, noma ukubuyisela ("void") kwe-authorisation kuya ngalokho okutholwe ngumlawuli. Bheka iNqubomgomo Yezingxabano ukuze uthole indlela ephelele yokubeka isikhalo. 6. UMsebenzi ukhansela okungenani amahora angu-24 ngaphambi kokuqala (Tier 6) I-authorisation hold yekhadi iyakhululwa. UMqashi akakaze akhokhe. Akukho sexwayiso esirekhodiwe. 7. UMsebenzi ukhansela phakathi kwamahora angu-12 no-24 ngaphambi kokuqala (Tier 7) I-authorisation hold yekhadi iyakhululwa. UMqashi akakaze akhokhe. Kurekhodwa isexwayiso esincane sokukhansela koMsebenzi. 8. UMsebenzi ukhansela ngaphansi kwamahora angu-12 ngaphambi kokuqala noma akafiki (Tier 8) I-authorisation hold yekhadi iyakhululwa. UMqashi akakaze akhokhe. Kurekhodwa isexwayiso esikhulu sokukhansela koMsebenzi. Amasexwayiso amakhulu okukhansela amathathu phakathi kwanoma yiziphi izinsuku ezingama-90 ezigijimayo amisa uMsebenzi kulindelwe ukubuyekezwa. 9. Ukugunyazwa komlawuli ngenxa ye-force-majeure (Tier 9) Zombili izinhlangothi ziyavikelwa. I-authorisation yekhadi yenziwa "void" ukuze uMqashi engakaze akhokhe, futhi i-Sizoro yandisa ukudluliswa kwe-Paystack okukodwa ku-Paystack subaccount yoMsebenzi ngenani lomsebenzi kusuka kwi-balance yayo siqu. Le ndlela igcinelwe izimo eziphuthumayo zangempela (zezempilo, isimo sezulu esibi, ukungasebenzi kwezokuthutha, izigameko zokuphepha, iphutha lepulatifomu) futhi kuphela kulokhu lapho i-Sizoro ithwala izindleko. Ukugunyazwa kurekhodwa ngobunikazi bomlawuli, isitembu sesikhathi, nobufakazi obusekelayo. 10. Amarekhodi nesikhathi Amarekhodi okukhansela, izizathu, amanani okuthatha ("capture"), izinkomba ze-Paystack capture ne-void, izinkomba ze-subaccount, amanani okunxephezelwa koMsebenzi, amarekhodi esexwayiso, nezenzo zabaphathi agcinwa ngenhloso yokwesekwa, ukuhlolwa, intela, nezingxabano okungenani iminyaka eyisikhombisa (7) ukusekela i-SARS, FICA, ne-POPIA. Lapho ukubuyiselwa imali kucutshungulwa (esikhundleni sokukhululwa kwe-authorisation okuvame kakhulu), i-Paystack ngokuvamile ihlanganisela emuva ekhadini lokuqala phakathi kwezinsuku ezinhlanu (5) kuya kweziyishumi (10) zebhizinisi laseNingizimu Afrika, kuya ngebhange elikhipha nenethiwekhi yekhadi.
